New Patient & Insurance Information

 
 

We'd love to see you! We accept all major insurance policies and we are a preferred provider for the following plans and services:

  • Delta Dental PPO

  • Delta Dental Premier PPO

  • Metlife PDP and PDP+ (PPO)

  • Cigna DPPO

  • GEHA

  • Aetna

  • Careington

  • Beam

If your PPO insurance is NOT on the list, no worries. We can still treat you and send the claim to your PPO on your behalf.

Have a question about whether or not you're covered? Please call us at (858)367-3058 or email us at ContactUs@rsfdentist.com and it would be our pleasure to confirm your coverage. If you don't have insurance, that's okay too. We'll work with your specific needs and within your budget to ensure your satisfaction.

What does my Dental Insurance Cover?

Like medical insurance, dental insurance can be complex to understand. Dental insurance is similar to vision benefits, in that it’s less of an “insurance” and more of a discount plan provided to you by your employer. Your monthly premiums are pretty inexpensive, which is why you typically have a $1500-2000 max before everything else becomes your responsibility.

Key Takeaways about Dental Insurance

  • Dental insurance typically covers cleanings and exams at 100%.

  • Not all procedures are covered; for example, veneers, cosmetic procedures, fluoride treatment, implants, and laser procedures ay not be covered.

  • Eligible expenses are determined by your benefits administrator and the dental insurance company - WE HAVE NO SAY IN WHAT IS COVERED.

  • We recommend that you download a copy of your benefits prior to coming in for your appointment. Eligibility cannot be checked instantaneously, and typically there is a 45 minute hold time when calling insurance companies.